Pets And Car Accidents: What You Need To Know
A car accident can be traumatic, especially if it involves pets. Car restraints are designed to protect people but are not safe at keeping your pets safe inside a vehicle. When you get into a car accident and your pet is with you, no matter how minor the accident may seem, the pet can suffer greatly. You also need to think about the legalities when it comes to your pet's injuries and car accidents. Additionally, you should know how to handle pet injuries when the pets are outside of a car. Here are some things you need to know:
Can Your Pet's Injuries be Covered on Your Insurance?
If your pet was hurt in a car accident you caused yourself, you should check to see if it's injuries will be covered through your automobile insurance policy. You may have an exemption on your policy that states your insurer does not have to pay for your personal property involved in the accident. This generally includes your pets. However, if your policy does cover damaged personal property, you can attempt to make a claim for your pet's medical bills.
What If Your Pet's Injuries Are Caused by Another Driver?
If your accident was caused by another driver and your pet is injured as a result, you can file a claim on their auto insurance to pay for your veterinary bills. Liability insurance is designed to make you whole after a car accident. This means you stand a good chance of getting your pet's bills paid after a car accident.
What If Your Pet Is Hit Outside of the Vehicle?
Another common issue when it comes to pets and car accidents is if a pet is hit while outside. If your pet is hit by another car, you are liable for your pet's injuries. You are also responsible for any damage to the car of the driver who hit your pet. If your pet also caused a collision in an attempt to avoid your pet, you may be responsible for those damages as well. Your homeowner's insurance policy may cover these damages. Be sure to consult your policy to find out your liabilities.
If your pet is injured in any type of car accident, you should contact your attorney to see what you are responsible for financially. If you are hit by another driver, you may be able to recoup some of your losses. Contact a car accident attorney for more information.